From sign-up to tax filing โ here's exactly what happens when you use AI Accountant to manage your finances.
Your Journey, Step by Step
AI Accountant handles the entire accounting workflow โ from raw bank data to government-ready tax forms. Here's how each step works.
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STEP 01
Create Your Account
Sign up in seconds with email or Google. No credit card required โ the free tier gives you 50 transactions per month to try everything out.
โOne-click Google sign-in or email registration
โFree tier with 50 transactions/month โ no time limit
โUpgrade anytime to Starter ($9.99/mo), Business ($19.99/mo), or Enterprise ($49.99/mo)
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STEP 02
Set Up Your Company
Tell us about your business โ country, entity type, and currency. This determines which tax rules, forms, and categories apply to you.
โSupports sole proprietors, LLCs, corporations, Ltd, GmbH, Kft, and more
โ29 countries supported: USA, UK, and all 27 EU member states
โMulti-company support โ manage multiple businesses from one account
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STEP 03
Import Your Transactions
Upload a CSV bank statement โ or upload receipts one by one. AI Accountant reads your data and prepares it for categorization.
โCSV import supports all major bank formats (columns auto-detected)
โReceipt scanner extracts vendor, amount, date, and tax info from images
โHandles multiple currencies โ USD, EUR, GBP, and more
โBulk import: hundreds of transactions processed in seconds
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STEP 04
AI Categorizes Everything
Claude AI analyzes each transaction and assigns a category, subcategory, and tax treatment โ with 95%+ accuracy. Each result includes a confidence score.
โLearns from your corrections over time (coming soon)
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STEP 05
Scan Receipts with AI
Upload a photo of any receipt. AI extracts the vendor name, date, total amount, tax amount, and category โ then creates a transaction automatically.
โSupports photos (JPG, PNG) and PDF receipts
โExtracts vendor, date, amount, tax, and category automatically
โCreates a linked transaction in your ledger โ no manual entry needed
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STEP 06
Real-Time Financial Reports
Your Profit & Loss report updates instantly as transactions come in. See income, expenses, and net profit broken down by category, month, or quarter.
โProfit & Loss (P&L) with category breakdown
โIncome vs. expenses visualized in real time
โFilter by year, month, or quarter
โBalance Sheet and Cash Flow reports (Business tier+)
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STEP 07
AI-Generated Tax Forms
When tax season arrives, one click generates your tax form data. AI analyzes all transactions, applies your country's tax rules, and produces a structured report ready for filing.
โUS: IRS Form 1040, Schedule C, Form 1120, quarterly estimates
โEU: VAT returns for all 27 countries, Intrastat, reverse charge
โIncludes executive summary and line-by-line breakdown
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STEP 08
Ask Your AI Accountant
Ask questions in plain English (or your language). The AI has full context of your financial data and gives specific, numbers-backed answers.
โ"How much tax do I owe this year?" โ precise answer based on your data
โ"What were my biggest expenses last quarter?" โ category breakdown
โWorks in all 24 EU languages plus English
Built for Your Country
Every country has different tax rules, forms, and deadlines. AI Accountant knows them all.
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United States
โIRS Form 1040 (Individuals)
โSchedule C (Sole Proprietors)
โForm 1120 (Corporations)
โQuarterly estimated taxes
โState sales tax tracking
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United Kingdom
โSelf Assessment (SA100)
โCorporation Tax (CT600)
โVAT Returns (MTD compatible)
โPAYE summaries
โMaking Tax Digital ready
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European Union (27)
โVAT returns (all 27 countries)
โIntrastat reporting
โReverse charge handling
โCountry-specific tax codes
โMulti-currency support
AI Under the Hood
Powered by Claude AI โ the same model trusted by enterprises worldwide. Here's what it actually does with your data.
๐ง Transaction Categorization
Every transaction is analyzed for merchant, category, and tax treatment. The AI understands context โ it knows 'AMZN' is Amazon and 'SQ *COFFEE' is a meal expense.
// Input:
"AMAZON MARKETPLACE - $47.99"
// AI Output:
{ category: "Office Supplies",
tax_code: "DEDUCTIBLE",
confidence: 0.94 }
๐งพ Receipt Extraction
Upload a receipt photo and AI reads the vendor, date, line items, total, and tax. It creates a categorized transaction automatically.
// Receipt image uploaded
// Extracted:
Vendor: "Staples Office Supply"
Date: 2026-03-15
Total: $124.50
Tax: $9.96
Category: "Office Supplies"
๐ Tax Form Generation
AI aggregates your full year of transactions, applies country-specific tax rules, and generates ready-to-file form data with explanations.
// Generated tax data
Form: Schedule C (1040)
Gross Income: $89,400.00
Total Deductions: $31,250.00
Net Profit: $58,150.00
Estimated Tax: $12,793.00
๐ฌ Natural Language Chat
Ask anything about your finances. The AI queries your transaction database and responds with specific numbers and insights.
You:"How much did I spend on marketing this quarter?"
AI:"You spent $4,280 on marketing in Q1 2026, across 23 transactions. That's 12% of your total expenses, up from 8% last quarter."
Security & Privacy
Your financial data is sensitive. We treat it that way.
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Encrypted
All data encrypted in transit (TLS 1.3) and at rest (AES-256). Your financial data never leaves our secure servers.
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No Data Selling
We never sell, share, or monetize your data. Period. Our business model is subscriptions, not your information.
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Isolated Processing
Each user's data is processed in isolation. AI analysis runs in sandboxed environments with no cross-user data access.
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EU Hosted
All servers located in the EU. GDPR compliant. You can export or delete all your data at any time.
Ready to replace your accountant?
Start free today. No credit card required. Import your first bank statement and see AI categorization in action โ in under 2 minutes.