๐Ÿ“– Complete Product Guide

How AI Accountant Works.
Every step, explained.

From sign-up to tax filing โ€” here's exactly what happens when you use AI Accountant to manage your finances.

Your Journey, Step by Step

AI Accountant handles the entire accounting workflow โ€” from raw bank data to government-ready tax forms. Here's how each step works.

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STEP 01
Create Your Account

Sign up in seconds with email or Google. No credit card required โ€” the free tier gives you 50 transactions per month to try everything out.

  • โœ“One-click Google sign-in or email registration
  • โœ“Free tier with 50 transactions/month โ€” no time limit
  • โœ“Upgrade anytime to Starter ($9.99/mo), Business ($19.99/mo), or Enterprise ($49.99/mo)
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STEP 02
Set Up Your Company

Tell us about your business โ€” country, entity type, and currency. This determines which tax rules, forms, and categories apply to you.

  • โœ“Supports sole proprietors, LLCs, corporations, Ltd, GmbH, Kft, and more
  • โœ“29 countries supported: USA, UK, and all 27 EU member states
  • โœ“Multi-company support โ€” manage multiple businesses from one account
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STEP 03
Import Your Transactions

Upload a CSV bank statement โ€” or upload receipts one by one. AI Accountant reads your data and prepares it for categorization.

  • โœ“CSV import supports all major bank formats (columns auto-detected)
  • โœ“Receipt scanner extracts vendor, amount, date, and tax info from images
  • โœ“Handles multiple currencies โ€” USD, EUR, GBP, and more
  • โœ“Bulk import: hundreds of transactions processed in seconds
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STEP 04
AI Categorizes Everything

Claude AI analyzes each transaction and assigns a category, subcategory, and tax treatment โ€” with 95%+ accuracy. Each result includes a confidence score.

  • โœ“Smart categorization: 'AMZN Marketplace' โ†’ Office Supplies (Deductible)
  • โœ“Country-aware tax codes โ€” knows IRS rules, HMRC rules, and EU VAT rules
  • โœ“Confidence scores (0โ€“100%) โ€” review low-confidence items manually
  • โœ“Learns from your corrections over time (coming soon)
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STEP 05
Scan Receipts with AI

Upload a photo of any receipt. AI extracts the vendor name, date, total amount, tax amount, and category โ€” then creates a transaction automatically.

  • โœ“Supports photos (JPG, PNG) and PDF receipts
  • โœ“Extracts vendor, date, amount, tax, and category automatically
  • โœ“Creates a linked transaction in your ledger โ€” no manual entry needed
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STEP 06
Real-Time Financial Reports

Your Profit & Loss report updates instantly as transactions come in. See income, expenses, and net profit broken down by category, month, or quarter.

  • โœ“Profit & Loss (P&L) with category breakdown
  • โœ“Income vs. expenses visualized in real time
  • โœ“Filter by year, month, or quarter
  • โœ“Balance Sheet and Cash Flow reports (Business tier+)
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STEP 07
AI-Generated Tax Forms

When tax season arrives, one click generates your tax form data. AI analyzes all transactions, applies your country's tax rules, and produces a structured report ready for filing.

  • โœ“US: IRS Form 1040, Schedule C, Form 1120, quarterly estimates
  • โœ“UK: Self Assessment (SA100), Corporation Tax (CT600), VAT Returns
  • โœ“EU: VAT returns for all 27 countries, Intrastat, reverse charge
  • โœ“Includes executive summary and line-by-line breakdown
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STEP 08
Ask Your AI Accountant

Ask questions in plain English (or your language). The AI has full context of your financial data and gives specific, numbers-backed answers.

  • โœ“"How much tax do I owe this year?" โ†’ precise answer based on your data
  • โœ“"What were my biggest expenses last quarter?" โ†’ category breakdown
  • โœ“Works in all 24 EU languages plus English

Built for Your Country

Every country has different tax rules, forms, and deadlines. AI Accountant knows them all.

๐Ÿ‡บ๐Ÿ‡ธ

United States

  • โœ“IRS Form 1040 (Individuals)
  • โœ“Schedule C (Sole Proprietors)
  • โœ“Form 1120 (Corporations)
  • โœ“Quarterly estimated taxes
  • โœ“State sales tax tracking
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United Kingdom

  • โœ“Self Assessment (SA100)
  • โœ“Corporation Tax (CT600)
  • โœ“VAT Returns (MTD compatible)
  • โœ“PAYE summaries
  • โœ“Making Tax Digital ready
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European Union (27)

  • โœ“VAT returns (all 27 countries)
  • โœ“Intrastat reporting
  • โœ“Reverse charge handling
  • โœ“Country-specific tax codes
  • โœ“Multi-currency support

AI Under the Hood

Powered by Claude AI โ€” the same model trusted by enterprises worldwide. Here's what it actually does with your data.

๐Ÿง  Transaction Categorization

Every transaction is analyzed for merchant, category, and tax treatment. The AI understands context โ€” it knows 'AMZN' is Amazon and 'SQ *COFFEE' is a meal expense.

// Input:
"AMAZON MARKETPLACE - $47.99"
// AI Output:
{ category: "Office Supplies",
tax_code: "DEDUCTIBLE",
confidence: 0.94 }

๐Ÿงพ Receipt Extraction

Upload a receipt photo and AI reads the vendor, date, line items, total, and tax. It creates a categorized transaction automatically.

// Receipt image uploaded
// Extracted:
Vendor: "Staples Office Supply"
Date: 2026-03-15
Total: $124.50
Tax: $9.96
Category: "Office Supplies"

๐Ÿ“‹ Tax Form Generation

AI aggregates your full year of transactions, applies country-specific tax rules, and generates ready-to-file form data with explanations.

// Generated tax data
Form: Schedule C (1040)
Gross Income: $89,400.00
Total Deductions: $31,250.00
Net Profit: $58,150.00
Estimated Tax: $12,793.00

๐Ÿ’ฌ Natural Language Chat

Ask anything about your finances. The AI queries your transaction database and responds with specific numbers and insights.

You:"How much did I spend on marketing this quarter?"
AI:"You spent $4,280 on marketing in Q1 2026, across 23 transactions. That's 12% of your total expenses, up from 8% last quarter."

Security & Privacy

Your financial data is sensitive. We treat it that way.

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Encrypted

All data encrypted in transit (TLS 1.3) and at rest (AES-256). Your financial data never leaves our secure servers.

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No Data Selling

We never sell, share, or monetize your data. Period. Our business model is subscriptions, not your information.

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Isolated Processing

Each user's data is processed in isolation. AI analysis runs in sandboxed environments with no cross-user data access.

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EU Hosted

All servers located in the EU. GDPR compliant. You can export or delete all your data at any time.

Ready to replace your accountant?

Start free today. No credit card required. Import your first bank statement and see AI categorization in action โ€” in under 2 minutes.